Like most things in life, there’s both an easy way and a hard way to do things.
Let’s take earning and saving money. Most people weren’t taught about money management, so, though no fault of their own, they are opting for the hard way.
Many people, whilst earning a decent living, burn through their income, so that there is none left at the end of each month. And, when emergencies come up, they have no choice but to pay for them by credit card, and then they have a growing debt to nurse as well.
This is the reason why most people struggle with money and why money worries are the biggest contributor to depression in America, Australia and the UK, to name just three.
There is an easier way, though.
It’s all about being conscious of what you are doing when it comes to money. It involves having a sensible plan.
The first step is about getting educated. How do you earn as much as possible for each and every hour that you work? How do you put your money to WORK FOR YOU, rather than the other way round? How do you end up in positive territory each and every month? This stuff should have been taught at school. (Imagine the difference that could have been made to people’s lives if this was compulsory in the National Curriculum…..). The truth is, the multi-millionnaires and billionnaires all know and practise it. It’s ordinary people that fall into a range of basic traps. [BTW, this is all very simple to learn. It’s NOT rocket science.]
The next is to adopt the right mindset. Do you have a ‘lack’ mindset, so inadvertantly push away money and opportunities, without even realising it? Or do you attract money, then push it all straight out of the door again, because of some deep-set psychological belief?
The next is to apply a few Wealthy Habits around your finances. The things you do every day, that will make a SIGNIFICANT different to, not only your life, but the lives of all your descendants. In life, it’s very often the tiny insignificant things that, over time, build up to make a phenomenal difference to your life.
The final step is to get your money seriously working for you. So many people work so hard for their money. It’s time for the money to pay back the favour! With a change in the way you see money, you can turn the tables around. You can become the house this time and watch the money coming to you!
To many, all this may seem like a pipe dream, or something that only other people can enjoy. But, I’m telling you ANYONE CAN LEARN HOW TO DO IT. It is all really simple and straightforward and with this knowledge you can squeeze more value out of each and every day. People will ask you how you have become so good with money. Once you have the knowledge, it will all come so naturally to you. You will wonder why you didn’t adopt them years ago!
All of a sudden, life will become easier for you, simply because you will be harnessing some of the basic laws that the multi-millionaires, billionnaires and financial institutions have been benefitting from for ever.
Heather is a holistic financial wellbeing coach. Her aim is to educate women entrepreneurs around money and finances, so that they take back their power.