fbpx
Best blog

Food in the Workplace. Tiny Changes. Big impact.

Tiny Changes. Big impact  15 years ago, I would not have believed you if you told me that one day I would regularly be speaking to audiences around the world. As an introverted character, speaking in public was not my thing, or so I believed. It’s funny how when you have a message to share, your fear is transformed into energy that propels you forward. Today I love speaking and sharing, so perhaps 15 years from now, I will be saying the same thing about jumping out aircraft. I don't think so. Last week I was in Melbourne, speaking at and attending the Transforming Contact Centre conference. It was a really interesting event on many levels, and I enjoyed sharing some strategies and tools for enhancing the resilience and wellbeing of call centres which have one of the highest workforce turnovers of any industry with a full-time

  • Toy virus

Putting the FUN back into your funds: making money fun!

At what point did life become hard work?  Is it when you left full time education and needed to start earning a living?  Or is it after that time, once the “new job” honeymoon period was over? Perhaps for you it started earlier on when you were a child, due to tough exam preparation or looking after a parent. But, here’s the thing: life wasn’t meant to be hard!   I see generating finances in the same bracket as overall Life, so if we can start making money-making fun, we can start to add the fun back into your life! Yes, I know what you are thinking - “Money and Fun in the same sentence….. Pleeeeease!”  And before you start throwing rotten tomatoes at your smartphone screen, just hear me out. See, the thing is, ANYTHING can be fun!  You just need to get into

  • Raining money

Move to a simpler life and save money

The things you do and buy on a daily and monthly basis, you probably don’t really think about: it’s hard wired into what you do and it’s probably largely similar to what your friends and colleagues are doing and buying. But, have you really sat down and thought how much your lifestyle is actually costing you?  And the amount you could save by simplifying your life? We are all creatures of habit.  We buy the same things over and over as it is too much brain power for us to, say, read every label every time we go to the supermarket.  So, the same brands go in, week after week. Manufacturers and retailers love it when buying their product become habitual.  All that promotion and advertising is not designed for us to just try it once. They want to hook us in as customers

  • Squeeze juice

4 steps to squeeze more value out of each day

Like most things in life, there’s both an easy way and a hard way to do things. Let’s take earning and saving money. Most people weren’t taught about money management, so, though no fault of their own, they are opting for the hard way. Many people, whilst earning a decent living, burn through their income, so that there is none left at the end of each month. And, when emergencies come up, they have no choice but to pay for them by credit card, and then they have a growing debt to nurse as well. This is the reason why most people struggle with money and why money worries are the biggest contributor to depression in America, Australia and the UK, to name just three. There is an easier way, though. It’s all about being conscious of what you are doing when it comes

  • Drone

Don’t be a marketing victim: resist and save money for your future

(Source: istock) When I began my first career in Market Research and studied for my Chartered Institute of Marketing Diploma, the way we were taught about the art of marketing was to create a need and then sell people products that fulfil that need. That was the general description and people didn’t question that definition, or even comment on it. That was how it was. But, thinking about that definition now, with my financial wellbeing hat on, it feels pretty outrageous to me. What marketers do is effectively look for new ways for you to spend your hard-earned money, conjuring “needs” out of thin air. Then, once you have fallen for their trap, they then haul you in with their newly-created product that will meet your new need perfectly! So, in other words, one day you were blissfully unaware you even needed

How Spending Money Is Like Eating

On first glance, how you spend your money and how you eat seem completely different things. But, if you look at it a different way, your Spending Habits are very much like your Eating Habits. Here’s what I mean. Each little cake that you eat won’t show any effect at all, so many people have a little treat now and then, or maybe they have numerous treats, each and every day. But it is not the individual treat that is important; it is the cumulative effect of all the treats added together over months, years and decades that truly counts. And that is compounding. So too with your finances. People that have healthy finances know that it is simply a set of habits and beliefs that, done consistently over time, will lead to amazing results. Each time you spend, you move a micro-meter away

  • piggy-bank

4 reasons why people don’t save and invest – and why you should do it anyway

Everyone should save and invest a percentage of their earnings. Why? Because if you don’t, you are not maximising as much value as you can from life. (I know that’s a big statement, but it’s true.) Say you receive a total of 10k in your account every month, and you simply spend the whole lot each month. Then, you would end the month with no profit. The same for the year. Nothing to show for it. Zilch. Except for the ‘stuff’ you accumulated, which is now worth a fraction of what you paid for it. However, instead of spending all of it, if you saved 10% of it (1k), then for starters you would be pocketing 12k per year. But, to get even more value from it, by investing it, you could make even more. At 5% annual return, after 10 years, you would